Terms of Use

This Website (the “Site”) is proprietary to Stonebridge Financial Corporation (“Stonebridge”). If you wish to access and use the Site, you must accept and agree to be bound by and comply with the terms hereinafter (the “Terms”). If you do not agree to the Terms, then you must refrain from accessing or using the Site. All Terms will apply irrespective of the specific use made by Internet users of the Site.

Site Content and Accuracy of Information

The information contained on the pages of the Site is subject to modification and update from time to time without notice. Stonebridge does not guarantee or ensure either the accuracy, completeness, currency or authenticity of any Site content, Site functionality, or your transmission of any Site content from the Site to you.

Certain aspects of the Site have been prepared by persons independent from Stonebridge. Other Web sites that may be accessed from the Site by hypertext links are entirely independent of the Site. The inclusion of any site acknowledgments, identification of any person or entity in the Site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person’s or entity’s World Wide Web site, products, services, or contributions to the Site.

Other World Wide Web sites which may provide access to the Site by hypertext links are entirely independent of the Site. Any direction by a third party to the Site shall not, in any manner, be construed as an endorsement by Stonebridge of such party’s World Wide Web site, products or services.

Use of the Site

The Site does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

Stonebridge’s services are available only in jurisdictions where they may be lawfully offered, and not all Stonebridge services are available in all geographic regions. All Stonebridge services shall be subject to the terms and conditions of any applicable agreements.

You agree that your use of the Site shall be on an “as is” basis entirely at your risk. Neither Stonebridge, nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect or third party damages. Without limiting the foregoing, Stonebridge shall not be responsible for any detrimental reliance that you may place upon the Site or its contents whatsoever.

The Site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice.

Security

You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the Site cannot be guaranteed and you acknowledge that your use of the Site (including information you transmit to the Site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Stonebridge shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy

Information provided by you through the Site is used for Stonebridge business purposes only in order to service your needs as a customer.

Stonebridge may use “cookie” or related technology in order to track usage of the Site, and in order to improve our service to you.

Intellectual Property

The entire content of the Site, including all texts, data, charts, photographs and images, software and all trademarks, brands and trade names used on the Site as well as their selection and array are subject to intellectual property rights of Stonebridge or is used by Stonebridge with permission. Unless indicated otherwise, no one has permission to copy, reproduce or republish any information found on the Site without the prior written consent of Stonebridge.

Without limiting the general scope of the foregoing, the www.stonebridge.ca domain name is the exclusive property of Stonebridge and no appropriation of the domain name by hyperlinking, framing or registering related domain names shall be tolerated.

Any retransmission or alteration of information found on the Site or other form of unauthorized copying may be a violation of the law and may expose such users to legal proceedings.

Stonebridge entitles the users to download and print copies of texts available on the Site for non-commercial or internal purposes but any copy or reproduction of a document available on the Site must display copyright or other proprietary notices and the content of the Site shall not be modified in any way.

Governing Laws

The laws of the Province of Ontario and the federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of the Terms and any use of the Site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to the Terms or your use of the Site.